Top 10 Best Car Insurance Companies in the U.S with the Cheapest Quotes
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There has been a dramatic increase in recent years in the number of privately owned vehicles in the United States, and as a result, there has been an increased demand for more reasonably priced auto insurance. While there are plenty of reputable insurers in the United States, finding a low-cost policy that still provides adequate coverage can be a challenge. This article lists the 10 best car insurance providers in the United States and may be helpful in your search.
The national average for a single year of car insurance in the United States is $1,321. USAA, Geico, State Farm, Travelers, and Nationwide have the lowest average rates of the nine companies surveyed by US News.
Is car insurance required in the United States?
In the United States, having car insurance is almost always required by law despite its high cost and complexity. All drivers are required by law to have auto insurance in 49 of the 50 states in the United States. If you can prove financial responsibility, unlike every other state, New Hampshire does not require you to have auto insurance.
Liability, or responsibility, for any damage you cause is the primary reason you must carry auto insurance. In most states, only liability insurance for injuries and property damage is mandated by law, while comprehensive and collision coverage are considered to be optional. Victims of accidents you cause can get financial help from these policies, up to the limits set by each state. Due to the potential for bodily and property damage, it is imperative that you have adequate insurance coverage.
Maintaining at least the bare minimum of liability insurance required by your state is a prerequisite to registering and driving your vehicle. You may be required to carry additional coverage, such as gap insurance and collision and comprehensive insurance with low deductibles, if you owe money on your car's lease or loan. The reason for this is that the third party, usually your dealership or bank, wants a higher level of coverage to safeguard its investment.
What Is the Cheapest Car Insurance Company in the US?
According to USNews' analysis, USAA, Geico, and State Farm were the three insurance providers offering the most affordable annual premiums across all of the driver demographics studied.
Car insurance from USAA is hard to beat in terms of price, but you must have a military connection to be eligible for coverage. For this reason, USNews excluded USAA from our primary analysis of the most affordable auto insurance providers but kept its rates for comparison purposes. Customers give USAA high marks, and the company consistently ranks at or near the top in customer satisfaction surveys. If you've had a traffic ticket or an accident, USAA's auto insurance rates are the most affordable.
According to USNews, Geico offers the most cost-effective auto insurance rates to customers who do not belong to the armed forces but have a spotless driving record. Geico's car insurance is less expensive than the average policy from the companies rated by US News, even if your credit is less than perfect.
If you need low-cost auto insurance but have a less-than-stellar driving record, State Farm is an excellent option. A study by USNews found that after a DUI, State Farm has the most cost-effective auto insurance rates. If you have a traffic violation or accident on your driving record, you may be surprised to learn that its rates are still among the lowest available.
Cheapest Car Insurance for New Drivers
State Farm and Geico are two of the best auto insurance providers thanks to high ratings in both service and claims satisfaction surveys. For new drivers, these two firms provide the most competitive premiums.
According to the study conducted by USNews, females aged 17 will typically experience lower rates than males of the same age.
For women of this age, the annual premium at State Farm is $2,986, while at Geico it's $3,111. When compared to the national average, State Farm is 34% cheaper. Geico's rate for males is $3,414 cheaper than the national average, a 34% savings. Next most affordable is State Farm, at $3,661.
Cheapest Car Insurance for Good Drivers
Due to USAA's membership requirements, Geico is the better option for most customers.
When compared to the national average of $1,321, Geico's annual rate of $1,100 represents a savings of about 17%. USNews ranks Geico as a top insurance provider, and the company consistently receives high marks from its policyholders.
Discounted auto insurance is possible if you are a safe driver and have no tickets or accidents on your record. Insurance companies recognize that safe drivers are less likely to file claims, so they reward them with lower premiums than those available to drivers with traffic violations or accidents on their records.
What are the best car insurance companies in America?
1. USAA
USAA provides insurance for a wide variety of vehicles, including cars, motorcycles, ATVs, RVs, boats, and classic cars. And travel protection for those who take the air route. Rental car reimbursement and roadside assistance are two types of coverage that are available as add-ons.
Those who are currently serving or have previously served in the United States armed forces, as well as their spouses and dependent children, are eligible for USAA insurance.
USAA provides accident forgiveness insurance to members who are concerned about rate increases following an at-fault accident. Your premium after your first at-fault accident won't increase if you avoid accidents for five years.
USAA also provides insurance for drivers who use rideshare apps like Uber and Lyft.
USAA's quality of service to customers and stability as a company have been consistently praised by independent rating services. There are a variety of coverage choices, rewards, and discounts available to military and veteran families, as well as the lowest average full coverage premium on our list. This is true even in special cases, such as when active-duty members are away on deployment. USAA is the best option for millions of military families across the country, but not all drivers are eligible for coverage.
USAA Auto Insurance Discounts
You can save money on your USAA auto insurance premiums if you've been a member for a while. Furthermore, we offer the following specials:
Do you have a spotless driving record within the last five years to qualify for a discount? If this is the case, you might be able to lower your premiums.
Take a defensive driving course and you might save money on your insurance premiums.
Are you under the age of 21 and interested in a discount on driver's ed? Insurance discounts are available to young drivers who have completed a defensive driving course.
To encourage students to maintain high academic standards, many auto insurance providers offer discounts to those who do so.
You can get a lower rate if you drive a brand-new car (defined as a car that is three years old or less).
If you add multiple cars to your policy, you may be eligible for a discount.
Total yearly mileage: Potential savings can be calculated from your annual mileage driven.
Savings on auto insurance of up to 60% can be yours when you put your car in storage.
Discounted rates are available if either of your parents is a current USAA insurance customer.
A military installation discount may be available, allowing you to save up to fifteen percent on your comprehensive coverage if you park your car on base.
Keeping your insurance with USAA for a long period of time could result in premium discounts.
2. Geico
American auto insurer Government Employees Insurance Company calls Chevy Chase, Maryland home. After State Farm, it is the largest auto insurer in the United States by market share. In 2017, GEICO, a Berkshire Hathaway subsidiary, insured more than 24 million vehicles belonging to more than 15 million policyholders. All 50 states and DC are covered by GEICO's private passenger auto insurance. Allstate Insurance Company sells policies through a network of independent sales agents known as GEICO Field Representatives, as well as over the phone and online through licensed Allstate Insurance Company agents. From 2005 until 2015, English actor Jake Wood provided the voice of the company's mascot, a gold dust day gecko with a Cockney accent. GEICO has become a cultural icon thanks to its clever and frequently humorous commercials.
GEICO also sells property insurance and umbrella policies, but these products' risks are assumed by other insurers. When it comes to property and umbrella insurance, GEICO acts as the "insurance agent," managing the policies with a dedicated support staff.
Despite having the word "government" in its name, GEICO is and has never been a part of any U.S. government agency.
If you've had a high-risk driving incident like a DUI, Geico is one of the few major auto insurers that will still insure you. Though high-risk policies will cost more than average, it can be difficult for a high-risk driver to find insurance, especially from large companies. The majority of people have access to Geico because of its widespread popularity. Full coverage in this credit tier averages $1,978 annually, compared to the national average for those in this credit tier of $3,873 annually, as reported by Bankrate. This indicates that the insurer is more likely to offer drivers with poor credit-based insurance scores favorable rates.
Average annual full coverage car insurance rates
| Clean record | One speeding ticket | One accident | Average credit | |
| Geico | $1,405 | $1,734 | $1,971 | $1,505 |
| National average | $1,674 | $2,062 | $2,311 | $1,865 |
3. State Farm
The Bloomington, Illinois, headquarters of State Farm Insurance, a nationwide insurance conglomerate, are located there. As the largest insurer of homes, cars, and businesses in the United States, State Farm dominates the property and casualty insurance market. The company also ranks as the largest insurer of vehicles in the USA. In the 2019 Fortune 500, a ranking of the 500 largest American corporations in terms of annual revenue, State Farm comes in at #36.
State Farm uses captive agents, also known as exclusive agents, to sell insurance. State Farm insurance can only be sold by authorized State Farm agents, who in turn can only sell other State Farm insurance policies and financial services.
When comparing all carriers available to drivers across the country, State Farm has the highest Bankrate Score. Over 19,000 licensed insurance professionals are at your disposal across the United States to assist you in understanding your policy and answering any questions you may have. A highly rated mobile app that allows you to submit auto claims and get in touch with your agent while on the go is just one example of the digital management options available today.
State Farm Auto Insurance Discounts
There are a few ways to lower your State Farm car insurance premiums, such as being a good driver or insuring multiple vehicles under the same policy.
There may be savings for drivers who take steps to ensure their safety on the road, such as keeping a clean driving record or learning about safe driving techniques. You may be eligible for a discount if, among other things, you complete a defensive driving course or go three years without receiving a moving violation or being found at fault in an accident.
Great price for students: Is there a student in your household who has maintained a B+ or higher grade point average while studying full time? If so, you could get a 25% discount. And the price reduction remains even after the student graduates (until they reach age 25).
Coupons for fuel-efficient and safe cars: State Farm provides discounts for policyholders who drive vehicles that are relatively new and equipped with modern safety features. Savings of up to 40 percent may be possible on medical coverage, for instance, if your car was manufactured in 1994 or later (various makes and models excluded).
Provide discounts to repeat customers. Customers who insure multiple vehicles or who purchase multiple types of insurance may be eligible for a loyalty discount. Those who insure multiple vehicles on a single policy can often save up to 20%, and those who bundle their auto insurance with other types of coverage can often save as much as 17%.
What Happens if You Don’t Have Car Insurance In The US?The risk of an accident greatly increases if you drive without auto insurance. Fines and court costs are virtually guaranteed, though the specifics will depend on the laws of your state. If you get caught driving while your state has suspended your registration, your car will be towed and impounded. Your driving privileges may be revoked in some jurisdictions as well. If you have been caught driving with a lapsed policy or no insurance at all, you will not be able to get your vehicle back or get your license reinstated until you can show proof of insurance. In addition, most insurance companies will charge you significantly more going forward because you are now considered a high-risk driver. Different types of car insurance in AmericaMost states in the United States mandate drivers to have liability insurance. If you are found legally responsible for the injuries or property damage of another person as a result of an insured accident, liability insurance may be able to help pay for the associated costs. Automobile collision insurance can help pay for repairs or a replacement vehicle if your car is damaged in an accident with another vehicle. In the event of an accident involving another vehicle, comprehensive insurance can provide an additional layer of protection. Damage to your vehicle caused by vandalism, extreme weather, or animal attacks, among other things, may be covered. Having uninsured motorist coverage can safeguard you and your vehicle in the event of an accident with someone who does not have insurance or who flees the scene of an accident. Underinsured motorist insurance is frequently purchased alongside this type of protection. Many drivers opt for the bare minimum in liability coverage to keep costs down, but this may not be enough to cover any accidents they may be involved in. If you are involved in an accident with a driver whose insurance does not fully cover the expenses, underinsured motorist coverage can help. Accident-related medical expenses can quickly rack up into the thousands. No matter who was at fault for an accident, medical payments coverage can help pay for the associated medical expenses. Coverage under a personal injury policy may extend to help with medical costs and lost wages if an insured accident causes injury. Up to 80% of medical and other expenses resulting from a covered accident may be covered by personal injury protection, depending on the limits of a policy. Auto insurance settlements aren't always sufficient to cover remaining loan balances, which is why gap insurance exists. If your car is stolen or written off and you still have a loan on it, gap insurance might be able to help you pay it off. If you have full coverage auto insurance, you may be eligible for towing and labor insurance, which will reimburse you for the cost of a tow and the time and money it takes to get your car back on the road. Insuring against the cost of renting a vehicle after an accident is a necessity. If an accident renders your car undriveable, rental car reimbursement insurance can help cover the cost of a replacement vehicle. Insurance for classic and vintage vehicles is a niche market because collectors have specific protection needs. Research whether or not classic car insurance is something you need. Getting auto insurance is a necessity if you do not already have it. For peace of mind, it's a good idea to get a free quote for the various forms of auto insurance described above. What’s the Minimum Car Insurance I Need?Take the following steps to figure out the least amount of car insurance coverage you need: 1. Find your state minimum requirements -- if you own your car outright and don’t have a high net worth, this might be enough 2. If you have a lease or loan, check your lender’s requirements 3. Determine the value of your assets (including the car as well as savings, home, and business) Why do your assets matter? If you’re involved in an incident in which damages exceed your insurance coverage, a court may order you to make up the difference, even if you have to drain your savings or sell your belongings. The cost of additional insurance is minimal compared to the financial impact of an expensive collision or disaster. |
4. Travelers
The Travelers Companies, Inc., or simply Travelers, is a well-known insurance provider in the United States. For commercial property and casualty insurance in the United States, it ranks second, and for personal insurance sold through independent agents, it ranks sixth. Incorporated in Minnesota, Travelers has its main office in Hartford, Connecticut, and its headquarters in New York City. A sizable Travelers office is also located in downtown St. Paul, Minnesota. Since June 8th, 2009, it has been a part of the Dow Jones Industrial Average.
The company operates in the United States, the United Kingdom, Ireland, Singapore, China, Canada, and Brazil, with local branches in each of those countries. With $32 billion in revenue, Travelers was ranked No. 98 on the 2021 Fortune 500 list of the largest American corporations.
The average annual premium for full coverage auto insurance in the United States is $4,048. The company offers a wide variety of auto insurance discounts, such as savings for joining an affinity group, maintaining a consistent payment schedule, and enrolling in the company's usage-based insurance program, IntelliDrive, which monitors your driving behavior in real time and rewards you with savings. If you are weighing the benefits of cheap insurance against the likelihood that you will need to file a claim, you may want to take into account Bankrate's finding that customers are less satisfied with Travelers' claims service than they are with the services of other companies they analyzed.
Travelers Car Insurance Discounts
Discounts are available from Travelers, especially for drivers who bundle their insurance policies with them. Finding early payment, full payment, and good payer discounts can help you stay financially healthy and avoid late fees. There are also other reductions available on auto insurance, such as:
You can save up to 13% on your auto insurance premium by bundling it with other types of insurance (like homeowners insurance, for example).
If you insure multiple vehicles under the same policy, you may be eligible for a discount.
Do you own a house or condo and qualify for a special rate reduction? Doing so may reduce your car insurance premiums by as much as 5 percent.
Discounts of up to 10% are available to drivers who have not been involved in any accidents, traffic violations, or major comprehensive claims in the past three years; these discounts increase to 23% for those who have gone an entire five years without filing a claim.
You can save up to 15% on your auto insurance premiums if you have never gone without coverage.
You may be eligible for a price reduction if you own or lease a hybrid or electric vehicle.
There is a potential 10% savings for driving a vehicle that is less than three years old.
You can save up to 15% by opting for automatic payments, paying in full, or being a reliable payer, which includes both ETF and paid in full options.
In the event that your current Travelers auto insurance policy is about to expire, getting a quote early could save you between 3 and 10 percent.
Do you have a high school or college student on your policy who maintains a B average or higher? If so, you may be eligible for a discount. Doing so might get you a discount on your insurance premiums of up to 8 percent.
If you have a student on your policy who is studying more than 100 miles away and who won't be driving, you may be eligible for a discount of up to 7%.
Travelers offers a discount of up to 8% on your policy if your teen driver completes an approved driver-improvement course.
5. Nationwide
Cars, classic cars, RVs, motorcycles, ATVs, scooters, golf carts, and boats are just some of the vehicles for which Nationwide offers insurance. Nationwide offers snowmobile insurance to winter sports fans.
Nationwide provides a disappearing deductible option for policyholders who worry about out-of-pocket costs in the event of an accident. You can lower your deductible by $100 per accident-free year, up to a maximum of $500.
Accident forgiveness is another service Nationwide provides, allowing policyholders to avoid rate increases following an accident in which they were found at fault. Although this coverage comes at an additional cost, Forbes reports that it can mitigate the rate hike most insurance companies impose after a driver causes an accident.
Whether you're looking for traditional coverage, usage-based insurance, or pay-per-mile options, Nationwide has you covered. Both the SmartRide and SmartMiles telematics programs can help you save money by rewarding safe driving or by providing a premium that is more adaptable to your needs. Although it lacks the breadth of optional coverage offered by other car insurers on our list, Bankrate notes that the company's flexible coverage options give customers greater say over their financial security.
Average annual full coverage car insurance rates
| Clean record | One speeding ticket | One accident | Average credit | |
| Nationwide | $1,485 | $1,734 | $1,745 | $1,577 |
| National average | $1,674 | $2,062 | $2,311 | $1,865 |
6. Progressive
American insurance giant and market leader in commercial auto coverage is the Progressive Corporation. Jack Green and Joseph M. Lewis established the company in 1937, and it has been operating out of its current Mayfield Village, Ohio, USA headquarters ever since. The fleet of vehicles covered by this insurer includes personal automobiles, motorcycles, recreational vehicles, trailers, watercraft, and trucks. In addition to auto insurance, Progressive works with a network of reliable insurance providers to offer policies for homes, lives, and even pets. In addition to domestic growth, Progressive now provides auto insurance in Australia.
Progressive is one of our top picks for auto insurance because of its easy-to-use rate tools and high level of customer satisfaction. With a Progressive policy, customers in any state in the United States can choose from a variety of discount options tailored to their specific financial situation and driving habits, all while being insured by a financially stable and highly regarded firm.
Snapshot, Progressive's telematics app, monitors driving and rewards safe drivers with discounts, among other ways to help policyholders save time and money when managing their coverage digitally. You can tailor the entire buying process to your financial means with the help of the website's Name Your Price tool, and that's before you've even decided on a policy. According to Bankrate, the Progressive app allows users immediate access to their policy details, proof of insurance, billing information, and claims.
7. American Family
Often shortened to "AmFam," American Family Insurance is a private mutual company in the United States that specializes in P&C insurance but also provides commercial insurance, life/health/homeowners insurance, and investment/retirement planning products. It is a Fortune 500 company with 2017 sales of over $9.5 billion.
It's not to be confused with the Columbus, Ohio-based American Family Life Assurance Company or the Munich Re-affiliated American Family Home Insurance Company.
On October 3, 1927, in Madison, Wisconsin, insurance agent Herman Wittwer founded Farmers Mutual Insurance Company (not to be confused with Farmers Insurance Group). Farmers were the company's target market, and auto insurance was the only product they offered. Because farmers drove less frequently and not at all in the winter, Wittwer figured they were safer on the road than city dwellers.
Farmers Mutual grew as a company and diversified its offerings over time to meet the evolving needs of its clientele. Farmers Mutual Insurance Company rebranded as American Family Mutual Insurance in 1963 to better serve its growing family of policyholders.
There are many different types of insurance available from American Family, including term life, universal life, and whole life policies, as well as auto, home, motorcycle, boat, motor home, snowmobile, business, farm, and ranch liability, travel, trip cancellation, and international medical insurance.
Insurees can participate in a program called "Dreamkeep Rewards," which offers them small to large prizes for completing various online tasks, all at the company's expense.
8. Farmers
Farmers Insurance Group (also known simply as Farmers) is a large American insurance company that specializes in auto, home, and small business insurance, as well as a variety of other financial and risk management options. More than 48,000 exclusive and independent agents and roughly 21,000 employees make up Farmers Insurance. Farmers is the brand name under which the mutual insurance companies Farmers, Fire, and Truck operate, all of which are owned by the same group of people. Farmers Group Inc, an attorney in fact and wholly-owned subsidiary of Zurich Insurance Group, handles all of Farmers' non-claims-related business.
Some examples of what farmers sell and provide are:
car coverage;
home insurance, which includes homeowner's insurance, condo insurance, renter's insurance, insurance for mobile or manufactured homes, insurance for rental properties, seasonal or vacation homes, and insurance for flood damage through the National Flood Insurance Program;
Auto insurance for motorcycles;
life insurance, such as term, whole, and universal life plans;
insurance for recreational vehicles such as motorboats, ATVs, campers, and travel trailers;
Liability and property insurance, commercial auto and workers' compensation insurance for apartment and commercial property owners, artisan contractors, condo homeowner associations, retail stores, service providers, offices, religious institutions, schools, and non-profits, as well as hotels, motels, bed & breakfasts, and other businesses in the light manufacturing, restaurant, wholesale, and a variety of other service industries.
and other financial instruments like mutual funds and variable annuities.
9. Allstate
Allstate, the country's fourth-largest insurer by market share, stands out from the crowd thanks to its extensive list of useful coverage options. This is especially true for drivers who own unusual or classic cars. Allstate's loyalty program sweetens the pot by letting drivers rack up points redeemable for free nights at hotels, cash back at popular retailers, and other enticing rewards.
Here's why high-end auto owners should choose Allstate: When it comes to insuring unique machinery, Allstate is one of the few companies that will do so. Allstate's full coverage policies are more expensive than the average policy from the other companies on Bankrate's list. However, drivers who have upgraded their vehicles with expensive stereo systems will benefit from the added protection that Allstate provides. According to Bankrate, Allstate offers classic car insurance that will cover a vehicle's increased value in the event of a major accident.
Average annual full coverage car insurance rates
| Clean record | One speeding ticket | One accident | Average credit | |
| Allstate | $1,921 | $2,519 | $2,752 | $2,312 |
| National average | $1,674 | $2,062 | $2,311 | $1,865 |
10. Erie
Automobile, motorcycle, RV, classic car, and boat insurance are all products that Erie offers. Snowmobiles, recreational vehicles, all-terrain vehicles, and golf carts are also covered by insurance. Extras that can be purchased are:
Emergency assistance on the side of the road
Money for getting around and insurance on a rental car
Security for Lease Loans
Assistance with Ridesharing
Erie offers new car protection plans for drivers who have recently bought a vehicle. If your car is declared a total loss due to an accident that is covered by your policy, this provision ensures that you will be given a brand new vehicle of comparable value. According to Forbes, Erie provides better auto protection, including the option to upgrade to a car that is up to two model years newer.
Erie Auto Insurance Discounts
Several discounts are available for safe drivers on Erie's auto insurance policies. Inquire about Erie's young driver discount if you plan to include a driver under the age of 21 on your policy. To put it another way, if you don't drive very often, you might save money by taking advantage of the reduced usage discount. To name a few other rebates:
Discount for safe drivers: Those who maintain a spotless driving record may be eligible for a savings.
Discount for cars with safety features: save money if your vehicle comes equipped with anti-theft devices, passive restraints, or airbags from the factory.
Insurance companies may offer a discount to policyholders who insure multiple vehicles with them.
Bundling multiple policies can save you money, and many insurance providers offer discounts for doing so.
A reduced usage discount may be available to you if you park your car for at least 90 consecutive days during the policy period.
Do you have a driver in your household who is under the age of 21 and not married? If that's the case, you might be able to lower your car insurance rates.
One way to save money on car insurance is to pay the yearly premium all at once rather than making monthly payments.
Discounts may be available if your college-aged driver is unable to use your vehicle because he or she is away at school.
The Cheapest Auto Insurance By State
(US.News Ranking)
Alabama
USAA
Alaska
USAA
Arizona
Geico
Arkansas
USAA
California
Progressive
Colorado
Geico
Connecticut
Geico
District of Columbia
USAA
Delaware
USAA
Florida
Geico
Georgia
USAA
Hawaii
USAA
Idaho
USAA
Illinois
Geico
Indiana
USAA
Iowa
USAA
Kansas
USAA
Kentucky
Geico
Louisiana
Louisiana Farm Bureau
Maine
USAA
Maryland
USAA
Massachusetts
State Farm
Michigan
Progressive
Minnesota
USAA
Mississippi
USAA
Missouri
USAA
Montana
USAA
Nebraska
Nationwide
Nevada
State Farm
New Hampshire
USAA
New Jersey
Geico
New Mexico
USAA
New York
Progressive
North Carolina
State Farm
North Dakota
Geico
Ohio
USAA
Oklahoma
USAA
Oregon
USAA
Pennsylvania
Travelers
Rhode Island
USAA
South Carolina
USAA
South Dakota
USAA
Tennessee
USAA
Texas
State Farm
Utah
Bear River Mutual
Vermont
USAA
Virginia
USAA
Washington
USAA
Wisconsin
Geico
West Virginia
USAA
Wyoming
USAA
Car insurance rates by state, according to Bankrate
| State | Minimum liability coverage requirements (in thousands) | The average annual cost of minimum coverage | The average annual cost of full coverage |
| Alabama | 25/50/25 | 469 | 1623 |
| Alaska | 50/100/25 | 373 | 1559 |
| Arizona | 25/50/15 | 555 | 1547 |
| Arkansas | 25/50/25 | 470 | 1914 |
| California | 15/30/5 | 733 | 2065 |
| Colorado | 25/50/15 | 518 | 2016 |
| Connecticut | 25/50/25 | 794 | 1845 |
| Delaware | 25/50/10 | 787 | 1775 |
| Florida | 40471 | 1101 | 2364 |
| Georgia | 25/50/25 | 756 | 1982 |
| Hawaii | 20/40/10 | 354 | 1127 |
| Idaho | 25/50/15 | 307 | 1045 |
| Illinois | 25/50/20 | 442 | 1485 |
| Indiana | 25/50/25 | 367 | 1254 |
| Iowa | 20/40/15 | 252 | 1260 |
| Kansas | 25/50/25 | 410 | 1698 |
| Kentucky | 25/50/25 | 748 | 2128 |
| Louisiana | 15/30/25 | 975 | 2724 |
| Maine | 50/100/25 | 294 | 965 |
| Maryland | 30/60/15 | 767 | 1877 |
| Massachusetts | 20/40/5 | 510 | 1223 |
| Michigan | 50/100/10 | 948 | 2309 |
| Minnesota | 30/60/10 | 537 | 1643 |
| Mississippi | 25/50/25 | 492 | 1782 |
| Missouri | 25/50/25 | 468 | 1661 |
| Montana | 25/50/20 | 342 | 1737 |
| Nebraska | 25/50/25 | 335 | 1531 |
| Nevada | 25/50/20 | 860 | 2245 |
| New Hampshire | 25/50/25 | 389 | 1275 |
| New Jersey | 15/30/5 | 847 | 1757 |
| New Mexico | 25/50/10 | 385 | 1419 |
| New York | 25/50/10 | 1062 | 2321 |
| North Carolina | 30/60/25 | 413 | 1325 |
| North Dakota | 25/50/25 | 285 | 1264 |
| Ohio | 25/50/25 | 328 | 1034 |
| Oklahoma | 25/50/25 | 423 | 1873 |
| Oregon | 25/50/20 | 610 | 1346 |
| Pennsylvania | 15/30/5 | 427 | 1476 |
| Rhode Island | 25/50/25 | 749 | 2018 |
| South Carolina | 25/50/25 | 558 | 1512 |
| South Dakota | 25/50/25 | 275 | 1642 |
| Tennessee | 25/50/15 | 371 | 1338 |
| Texas | 30/60/25 | 524 | 1823 |
| Utah | 25/65/15 | 528 | 1306 |
| Vermont | 25/50/10 | 292 | 1207 |
| Virginia | 25/50/20 | 441 | 1304 |
| Washington | 25/50/10 | 463 | 1176 |
| Washington, D.C. | 25/50/10 | 704 | 1855 |
| West Virginia | 25/50/25 | 458 | 1499 |
| Wisconsin | 25/50/10 | 332 | 1186 |
| Wyoming | 25/50/20 | 271 | 1495 |
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