Top 20 U.S Richest Town in Every State That You Would Like to Live
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| Top 20 U.S Richest Town in Every State That You Would Like to Live In |
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The United States is large enough that even what defines wealth varies greatly from place to place.
For example, it takes a median annual household income of only $77,750 to live in the wealthiest town in West Virginia, Boaz located along the Ohio River, but it requires at least more than two-and-a-half times that annual income to be in the statistical middle in Chevy Chase Village, Maryland, one of the wealthiest and most highly educated towns in America.
24/7 Wall St. reviewed the median annual household income in over 2,600 cities, towns, villages, and census designated places to identify the richest town in every state. We only considered areas with populations between 1,000 and 25,000. To ensure accuracy, we only considered places where the margin of error for population and median household income was less than 10%.
One characteristic these towns have in common is a high level of education. All 50 have among the highest share of adults with a bachelor’s degree in their states, and all but four exceed the U.S. bachelor’s degree attainment rate of 31.5%. A college degree can provide the holder with a much wider range of job opportunities, and the jobs themselves tend to be higher income.
Here are the 20 U.S richest towns in every state that you would like to live in.
The Luxury Life of People Living In The Richest Towns In The U.S
The variation in the gap between the median income of the richest town and the median income statewide is large. In Steele Creek, Alaska, households earn a median household income that is about $28,000 more than the statewide median, while the typical household in Belle Meade, Tennessee, earns at least $195,000 more than the typical household across the state as a whole.
Median home values in the 50 towns that make up the wealthiest town in each state are often hundreds of thousands of dollars higher than nearby communities, and the median home value statewide.
The median home value in Hickman, Nebraska, is almost $53,000 higher than the statewide median of $216,800. In Yarrow Point, Washington, the home value is more than $1.6 million above the statewide median of $366,800. The wealthiest towns in nine U.S. states — including South Carolina, Arizona, and Texas — have median home values that are at least $1 million above the statewide median.
The largest of these 50 towns is Scarsdale, New York, with a population of 17,890. The smallest: Thompson, North Dakota, home to just 1,143 people.
Related: Top 20 U.S Poorest Towns in Every State That You Never Heard
What Are The 20 Richest Towns In Every State In The US?
1. Alabama: Highland Lakes
• Median household income: $151,055 (state: $48,486)
• Poverty rate: 1.9% (state: 17.5%)
• Median home value: $441,000 (state: $137,200)
• Population: 5,500
Highland Lakes is located within the Highland Lakes subdivision off U.S. Route 280 atop Double Oak Mountain, a southern extension of the Appalachian Mountains. Via U.S. 280, downtown Birmingham is 16 mi (26 km) northwest, and Chelsea is 6 mi (10 km) southeast.
The median household income in Highland Lakes is more than triple the median income across Alabama as a whole. Less than 2% of the town's 5,500 residents live below the poverty line, a fraction of the state poverty rate. Incomes in the town are so high likely partly because of the residents' high level of education -- more than two-thirds of Highland Lakes residents 25 and over hold at least a bachelor's degree, one of the larger shares of any small city or town in Alabama. Many residents likely commute to high-paying jobs in nearby Birmingham.
2. Alaska: Gateway
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| Photo: Alaska |
• Median household income: $100,641 (state: $76,715)
• Poverty rate: 4.2% (state: 10.8%)
• Median home value: $296,500 (state: $265,200)
• Population: 7,037
In Gateway, Alaska, most households earn more than $100,000 per year, compared to the statewide median income of $76,715. Just 4% of Gateway households have an annual income of less than $10,000, while 12% of households have an annual income greater than $200,000. More than 10% of Alaska residents live in poverty, yet the poverty rate in Gateway is just 4.2%. The town is just outside of Anchorage, Alaska's largest city, providing residents access to many, likely higher-paying, employment opportunities.
There were 981 households, out of which 49.6% had children under the age of 18 living with them, 66.8% were married couples living together, 7.8% had a female householder with no husband present, and 20.3% were non-families. 15.8% of all households were made up of individuals, and 2.7% had someone living alone who was 65 years of age or older. The average household size was 3.01 and the average family size was 3.36.
3. Arizona: Paradise Valley
• Median household income: $204,145 (state: $56,213)
• Poverty rate: 5% (state: 16.1%)
• Median home value: $1,505,300 (state: $209,600)
• Population: 14,215
Paradise Valley is a town in Maricopa County, Arizona, United States, and a suburb of Phoenix. It is Arizona's wealthiest municipality. The town is known for its luxury golf courses, shopping, real estate, and restaurant scene. According to the 2020 census, the population of the town was 12,658. Despite its relatively small area and population compared to other municipalities in the Phoenix metropolitan area, Paradise Valley is home to eight full-service resorts, making it one of Arizona's premier tourist destinations. It is also known for expensive real estate.
The median household income in Paradise Valley is nearly four times as high as the median in Arizona. The Phoenix suburb has a median home value of just over $1.5 million -- by far the highest of any small city or town in the state. Arizona has one of the highest poverty rates of any U.S. state, at 16.1%, 2 percentage points higher than the U.S. rate. In Paradise Valley, just 5% of residents live in poverty.
4. Arkansas: Centerton
• Median household income: $73,015 (state: $45,726)
• Poverty rate: 8.8% (state: 17.6%)
• Median home value: $170,700 (state: $123,300)
• Population: 13,252
Native American hunters and early settlers were drawn to present-day Centerton by natural springs, including what is now known as McKissick Spring. In the Antebellum South era, an early church and school built along the spring were named Center Point, for the community's central location in Benton County. Though the area did not see any formal action during the Civil War, Union troops camped at McKissick Spring on March 5, 1862, shortly before the Battle of Pea Ridge.
After the Reconstruction era, the Arkansas-Oklahoma Railroad Company connected Rogers, Arkansas and Grove, Oklahoma through western Benton County. The railroad opened the apple and strawberry orchards of the county to new markets, bringing economic prosperity, development, and population growth to the region. Upon laying out the town in 1900, the name was changed to Centerton, as Center Point was already registered in Howard County.
Centerton is the fastest growing small city or town in Arkansas and one of the fastest growing places in the entire country. The area's population grew by 34.5% from 2013 to 2018, compared to the U.S. population growth of 3.6%.
Centerton is situated next to Bentonville, the home to Walmart's corporate offices and its roughly 17,000 employees. Walmart is the largest employer in Benton County, where Centerton is located. The corporate leadership positions available to Centerton residents have likely helped raise the town's median household income to over $73,000 -- well above the statewide median of $45,726.
5. California: Belvedere
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| Photo: Wikipedia |
• Median household income: $223,182 (state: $71,228)
• Poverty rate: 2.3% (state: 14.3%)
• Median home value: $2,000,000+ (state: $475,900)
• Population: 2,098
Belvedere is a residential incorporated city located on the San Francisco Bay in Marin County, California, United States. Consisting of two islands and a lagoon, it is connected to the Tiburon Peninsula by two causeways. At the 2020 census, the population was 2,126. The per-capita (per person) income of Belvedere residents in the year 2000 was $250,000, but currently the average income is $283,000, making it one of the highest-income cities in California and the eighth highest-income community in the United States (highest with a population of over 1,000 residents). Belvedere and Tiburon share a post office and the 94920 ZIP code.
Belvedere, California is just north of Richardson Bay, across the water from San Francisco -- the second richest metro area in the country -- and within driving distance of San Jose, which is the richest metro area. Access to these two hubs for high-paying jobs is likely a major contributing factor in Belvedere's high incomes -- the city has a median household income of over $223,000 -- the highest in California and one of the highest in the nation. Most homes in Belvedere are worth more than $2 million.
6. Colorado: Genesee
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| Photo: Uncover Colorado |
• Median household income: $159,226 (state: $68,811)
• Poverty rate: 5.5% (state: 10.9%)
• Median home value: $694,900 (state: $313,600)
• Population: 3,766
The village of Genesee resides as one of the first mountain communities west of Golden as you head up into the Rockies on Interstate-70. It’s mostly residential housing and some businesses with 3,609 residents in 2010.
Genesee is a small Census designated place located less than 20 miles west of Denver. Genesee has a median annual household income of nearly $160,000, more than double the state median. Genesee is the most highly-educated small city or town in Colorado, as 79% of residents 25 and older hold at least a bachelor's degree. This level of education qualifies Genesee residents for many of the high-paying jobs in the Denver area.
7. Connecticut: Darien
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| Photo: Wikipedia |
• Median household income: $210,511 (state: $76,106)
• Poverty rate: 3.1% (state: 10%)
• Median home value: $1,461,100 (state: $272,700)
• Population: 21,759
Darien is the wealthiest small municipality in one of the wealthiest states. Connecticut's median annual household of $76,106 is about $26,000 more than the median nationwide. In Darien, a small Census-designated place in southwest Connecticut within commuting distance of New York City, the typical household earns $210,511.
The area's high incomes are supported by access to high-paying jobs in nearby urban centers, which in addition to New York City, include Norwalk and Stamford in Connecticut. As is often the case in wealthy communities, real estate is not cheap in Darien. The typical area home is worth about $1.5 million.
8. Delaware: North Star
• Median household income: $141,533 (state: $65,627)
• Poverty rate: 1.8% (state: 11.9%)
• Median home value: $444,400 (state: $244,700)
• Population: 7,441
North Star, Delaware, located about 10 miles west of Wilmington and 35 miles southwest of Philadelphia, has a median household income of $141,533, more than double the statewide median of $65,627. Incomes tend to rise with educational attainment, and in North Star, about two-thirds of adults have a bachelor's degree or higher, compared to fewer than one in every three adults across Delaware as a whole.
9. Florida: Pinecrest
• Median household income: $153,417 (state: $53,267)
• Poverty rate: 5.5% (state: 14.8%)
• Median home value: $919,800 (state: $196,800)
• Population: 19,446
Pinecrest is a suburban village in Miami-Dade County, Florida, United States of America. The 2010 U.S. census recorded a population of 18,223; as of 2019, this has increased by over five percent to an estimated 19,155.
Pinecrest is governed by a five-member Village Council and operates under the Council-Manager form of government. 33156, the zip code that encompasses most of the village, has been consistently ranked as one of the most expensive in the United States.
Pinecrest, Florida, is located a few miles south of Miami, just inland from Biscayne Bay. Most households in the town earn more than $150,000 annually, and more than one-third earn over $200,000. Due in part to a warm climate, proximity to the ocean, and access to a major city, homes in Pinecrest are expensive compared to statewide home values. Most homes in Pinecrest are worth over $900,000, while most Florida homes are worth less than $200,000.
10. Georgia: Avondale Estates
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| Photo: AJC |
• Median household income: $108,299 (state: $55,679)
• Poverty rate: 2.9% (state: 16%)
• Median home value: $349,500 (state: $166,800)
• Population: 3,135
Avondale Estates is a city in DeKalb County, Georgia, United States. The population was 2,960 at the 2010 census. It is part of the Atlanta metropolitan area and is near Decatur.
In the 1890s, lots were sold in the area, which was known as Ingleside.
Avondale Estates was founded in 1924 by George Francis Willis, a patent medicine magnate, who purchased the entire village of Ingleside to create a planned community. The city was named after Stratford-upon-Avon, England, birthplace of Shakespeare. Downtown buildings were designed in a Tudor style to reinforce this image, as were many of the houses in the city. The city incorporated in 1927.
Avondale Estates is a small city of approximately 3,100 residents located seven miles east of downtown Atlanta. The typical household in Avondale Estates earns $108,299 a year, nearly twice the state median income of $55,679 and far more than the national figure of $60,293.
People with higher educational attainment are more likely to hold higher-paying jobs. In Avondale Estates, 74.8% of adults have at least a bachelor's degree, the largest share of any city in Georgia and more than twice the state college attainment rate of 30.7%.
11. Hawaii: Ocean Pointe
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| Photo: Hawaii Life |
• Median household income: $114,801 (state: $78,084)
• Poverty rate: 4.2% (state: 9.9%)
• Median home value: $629,800 (state: $587,700)
• Population: 14,037
Ocean Pointe is a Census-designated place on the island of Oahu within commuting distance of Honolulu. The median annual household income in Ocean Pointe is $114,801, more than in any other small city or town in Hawaii.
The town's widespread prosperity suggests that Ocean Pointe is a desirable place to live. This is further evidenced by rapid population growth. Over the last five years, the number of people living Ocean Pointe jumped by 44%.
12. Idaho: Dalton Gardens
• Median household income: $71,111 (state: $53,089)
• Poverty rate: 3.6% (state: 13.8%)
• Median home value: $364,600 (state: $192,300)
• Population: 2,765
Dalton Gardens is a city in Kootenai County, Idaho. It is considered a suburb of Coeur d'Alene and borders the city to the north and east. The city of Dalton Gardens is also part of the larger Spokane-Coeur d'Alene Combined Metropolitan Statistical Area which encompasses Kootenai County, Idaho. The population of Dalton Gardens was 2,335 at the time of the 2010 census.
Idaho's median annual household income is just over $53,000, which is lower than the majority of states. Its richest municipality, Dalton Gardens, has a median household income of just over $71,000, which is lower than that of any other municipality on this list. Dalton Gardens is north of Coeur d'Alene, Idaho, and across the border from Spokane, Washington, giving its residents access to two major population centers where they can find employment. The poverty rate in Dalton Gardens is 3.6%, a fraction of Idaho's 13.8% poverty rate.
13. Illinois: Inverness
• Median household income: $180,541 (state: $63,575)
• Poverty rate: 1.2% (state: 13.1%)
• Median home value: $625,100 (state: $187,200)
• Population: 7,747
Inverness is a suburb located some 33 miles northwest of downtown Chicago in Cook County. The typical Inverness household earns $180,541 a year, nearly three times the median household income of $63,575 across Illinois as a whole and the most of any small city or town in the state.
Built with one-acre plot minimums for most of its history, the Inverness housing stock is among the most expensive in the country. The typical home is worth $625,100, more than three times both the state median home value of $187,200 and the national value of $204,900.
14. Indiana: Hidden Valley
• Median household income: $106,285 (state: $54,325)
• Poverty rate: 3.7% (state: 14.1%)
• Median home value: $196,800 (state: $135,400)
• Population: 5,449
The Hidden Valley community is located in southeastern Indiana and is built around Hidden Valley Lake, an impoundment on Doublelick Run, a small stream which flows southeast to the Ohio River. There are 561 acres (2.27 km2) of common grounds and recreational areas. The lake occupies 150 acres (0.61 km2), with recreational opportunities that include fishing, boating and water skiing. A marina is located at the southeastern tip of the lake.
The community and lake were built by land developer James Jacob Rupel, who was active in the Greater Dayton area and Indiana for over 50 years and the former owner of Centre City Building and the Carillon House in downtown Dayton. He was the developer of Hidden Valley Lake, several subdivisions near Rocky Fork State Park in Highland County, Ohio, the Valley Woods community in Greendale, Indiana, and the Country Squire Lakes community in North Vernon, Indiana.
The town is centered by Hidden Valley Lake. The median home value in Hidden Valley is $196,800, more than $60,000 higher than the median home value in Indiana as a whole.
15. Kansas: Fairway
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| Photo: LANE4 |
• Median household income: $105,000 (state: $57,422)
• Poverty rate: 2.7% (state: 12.4%)
• Median home value: $352,200 (state: $145,400)
• Population: 3,947
A suburb of Kansas City, Fairway, like many small cities and towns on this list, is well within commuting distance of employment opportunities in a major city. Many of those jobs in and around Fairway are high paying, as most households in the area earn over $100,000 a year, and more than one in five households earn $200,000 or more.
As is often the case in wealthy communities, Fairway has high real estate values. Of all small cities and towns in Kansas, Fairway is the only one where most homes are worth more than $300,000. The typical home in Fairway is worth $352,000.
Fairway is a city in Johnson County, Kansas, United States, and is included in the Kansas City Metropolitan Area census designation and the Shawnee Mission postal services designation. As of the 2020 census, the population of the city was 4,170.
In the 1820s, this area was reserved for use by the Shawnee people, who had ceded lands east of the Mississippi River to the United States government. The Shawnee Methodist Mission was moved here in 1839, when a school for the Shawnee was established. During Territorial Kansas, it was briefly the pro-slavery capital, one of the competing capitals of Kansas. After the American Civil War, the Shawnee were relocated to Indian Territory (present-day Oklahoma). The mission is a National Historic Landmark and today is operated as a museum.
In the 1930s, as Kansas City suburbs were developing, a developer laid out a subdivision near a golf course. It was named Fairway from its proximity to several driving ranges. Fairway was incorporated in 1949 and is known as "The City of Trees".
16. Kentucky: Buckner
• Median household income: $123,220 (state: $48,392)
• Poverty rate: 11.5% (state: 17.9%)
• Median home value: $328,000 (state: $135,300)
• Population: 5,465
Buckner is a Census-designated place located about 20 miles northeast of Louisville. With a median income of $123,220, Buckner is the wealthiest place in Kentucky. More than one in every five households in the area earn over $200,000 a year. A far higher than average share of workers in Buckner work as health diagnosing and treating practitioners, which are generally high paying jobs.
17. Louisiana: Destrehan
• Median household income: $92,052 (state: $47,942)
• Poverty rate: 3.6% (state: 19.4%)
• Median home value: $234,500 (state: $157,800)
• Population: 10,933
Destrehan is a Census-designated place with 11,000 residents, located about 20 miles west of downtown New Orleans. The wealthiest town in the state, Destrehan's median household income of $92,052 is nearly double the median income across Louisiana of $47,942. High paying jobs typically require a college degree, and Destrehan residents are far more likely than the typical Louisiana resident to have a college education. Some 39% of adults have a bachelor's degree or higher, well above the comparable 23.7% share of adults across the state as a whole.
18. Maine: Topsham
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| Photo: topshammaine |
• Median household income: $72,537 (state: $55,425)
• Poverty rate: 10.6% (state: 12.5%)
• Median home value: $218,800 (state: $184,500)
• Population: 6,103
Topsham is a Census-designated place of approximately 6,100 residents located about 25 miles north of Portland, Maine. The typical Topsham household earns $72,537 a year, the most of any small city or town in the state and more than the statewide median household income of $55,425.
One of the primary determinants of income is education. In Topsham, 44.9% of adults have a bachelor's degree, one of the larger shares of any small city or town in Maine and far more than the state bachelor's degree attainment rate of 30.9%.
19. Maryland: Travilah
• Median household income: $235,669 (state: $81,868)
• Poverty rate: 1.6% (state: 9.4%)
• Median home value: $1,090,400 (state: $305,500)
• Population: 11,633
Travilah is a wealthy suburb situated some 15 miles up the Potomac River from downtown Washington D.C. With a median household income of $235,669 a year, Travilah is the wealthiest place with a population between 1,000 and 25,000 in both Maryland and the United States.
With roots dating back to the early 1800s, Travilah is home to a large number of historic homes with large tracts of land, and it has some of the most expensive houses in the country. The typical Travilah home is worth $1.1 million, more than three times the $305,500 state median home value and more than five times the $204,900 national figure.
20. Massachusetts: Winchester
• Median household income: $159,536 (state: $77,378)
• Poverty rate: 2.5% (state: 10.8%)
• Median home value: $893,700 (state: $366,800)
• Population: 22,677
The Boston suburb of Winchester has a median household income of nearly $160,000 a year -- more than double the statewide median of $77,378, which itself is one of the highest among states. As is often the case in the small cities and towns on this list, Winchester residents tend to be well educated. More than three out of every four adults in the area have a bachelor's degree or higher, compared to 41.9% of adults in Massachusetts.
Real estate values in Winchester reflect the area's high incomes. The typical Winchester home is worth $893,700, more than double the median home value of $366,800 in Massachusetts.
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