How to Check and Link to Get My Payment -Third Stimulus Check
How to Check and Link to Get My Payment -Third Stimulus Check

Where is My Stimulus Check? Link and How to Use the IRS's "Get My Payment"

If you're asking yourself "where's my stimulus check," How to check and track the status of your third stimulus check, the IRS has an online portal that lets you track your payment. It's called the "Get My Payment" tool, and it's an updated version of the popular tool Americans used to track the status of their first- and second-round stimulus checks.

To find out how much money you will get and how to get third stimulus check, click the official website of the United States Government www.irs.gov/coronavirus/get-my-payment with many languages. The “Get My Payment” tool on the IRS.gov website went live on Saturday and can help track your payments. Initially the IRS said the online portal wouldn't be available until Monday.

*Track the status of your third stimulus check HERE

The updated "Get My Payment" tool more-or-less works the same way as the portal used for first- and second-round stimulus checks. But here's a refresher course on what the tool does, what information you need to provide, and what information the tool gives you.

The IRS said on its website that the first batch of payments will be sent by direct deposit.

Additional batches of payments will be sent in the coming weeks by direct deposit and through the mail as a check or debit card.

In the coming weeks, more batches of payments will be sent via direct deposit and through the mail as a check or debit card, according to the agency. Some people may see the direct deposit payments as “pending” or as provisional payments in their accounts before the official payment date of March 17, the IRS added.

What the "Get My Payment" tool tell you:

  • Payment date
  • Payment method (direct deposit or mail) – Note: mail means you may be issued an EIP Card or a check

If your payment status is not available, that means the IRS has not yet processed your payment, or you are not eligible for a payment.

Some Situations:

*If you get a message that says "Need More Information," that means your payment was returned to the IRS because the post office was unable to deliver it. The IRS said people who got this message will eventually be able to use the tool to provide additional bank account information.

*If your payment isn't deposited directly into your bank account, then you'll get either a paper check or a debit card in the mail (assuming you're eligible for a payment). You could also receive a payment by mail if your bank rejected a direct deposit. This could happen because the bank information was incorrect or the bank account on file with the IRS has since been closed.

*If your address has changed the IRS says the easiest way to update is to "file your 2020 tax return with your current address, if you haven’t already done so. Once we receive your current address, we will reissue your payment."

*If a third-stimulus payment is mailed to you, but the Post Office is unable to deliver it and returns it to the IRS, you may be able to use the "Get My Payment" tool to send the IRS your bank account information to have your payment reissued as a direct deposit. In this case, the portal will say "Need More Information" about two to three weeks after the original payment was issued. At this point, you can enter a routing and account number for your bank account, prepaid debit card or alternative financial product that has a routing and account number associated with it. If you don't provide account information, your payment will be reissued by mail when the IRS receives an updated address.

*People who receive Social Security, veterans, or other federal benefits who don't usually file a tax return can use the "Get My Payment" tool to check their payment status for their own payment when it's been issued. Also, if you didn't file a tax return, you receive federal benefits, and your benefits are currently deposited to a debit card, then your third stimulus check will be deposited to that card. The bank information shown in the "Get My Payment" tool will be a number associated with your debit card and may be a number you don't recognize.

*Payment Status Not Available. This means either the IRS hasn't processed your payment yet, the IRS doesn't have enough information to issue you a payment, or you're not eligible for a payment. The IRS will continue to send third-round stimulus payments to eligible Americans throughout 2021, so continue to check the portal for updates on your payment status.

How To access the "Get My Payment" tool

To access the tool, you'll be asked to provide a:

  • Social Security Number (SSN) or Individual Tax ID Number (ITIN);
  • Date of birth;
  • Street address; and
  • Five-digit ZIP or postal code.

If you file a joint tax return, either spouse can access the portal by providing their own information for the security questions used to verify a taxpayer's identity. Once verified, the same payment status is shown for both spouses.

If you submit information that doesn't match the IRS's records three times within a 24-hour period, you'll be locked out of the portal for 24 hours (expect a "Please Try Again Later" message). You'll also be locked out if you've already accessed the system five times within a 24-hour period. (The IRS is limiting each user's daily access to manage system capacity.) Don't contact the IRS if you're shut out. Instead, just wait 24 hours and try again.

Facts about Tax and Taxpayers?

Will the stimulus payments be taxed?

No. This money does not count as taxable income and will not impact your tax return (due on April 15, 2021). In fact, it's not "income" at all. The stimulus checks were technically tax credits, like the Child Tax Credit, paid in advance.

You will need to cite the amount received, but as you gather your receipts and W2s to file 2020 taxes, you'll need to include two important forms this year: IRS notices 1444 and 1444-B. These verify the amount of coronavirus stimulus money you received.

Officials at the Treasury Department and Internal Revenue Service said Friday that processing of the new round of stimulus payments has already begun, with the aim of having the first payments start showing up in bank accounts this weekend. It is estimated that 85% of Americans will be eligible for the payments and the goal is to have millions of the payments disbursed in the next few weeks.

The third round of Economic Impact Payments will be based on a taxpayer’s latest processed tax return from either 2020 or 2019. That includes anyone who used the IRS non-filers tool last year, or submitted a special simplified tax return.

Taxpayers who have provided bank information with the IRS will receive the direct-deposit payments, while others will get paper checks or debit cards mailed to them.

“The payments will be delivered automatically to taxpayers even as the IRS continues delivering regular tax refunds,” IRS Commissioner Chuck Rettig said in a statement.

Officials said in the interest of speeding up the relief payments, the IRS will use the latest tax return available, either the 2019 return filed last year or the 2020 return that is due by April 15.

You couldn't use the "Get My Payment" tool to track the status of your first stimulus check if you didn't file a 2018 or 2019 federal income tax return.

Officials said they wanted to handle the payments this way rather than waiting for the 2020 tax return to be filed in the interest of speeding payments to taxpayers.

How much will the 2021 stimulus checks be?

The details have wavered over the past few months, but this is what the U.S. House of Representatives and Senate finally settled on:

  • The government will issue $1,400 relief checks (actually a rebate on income taxes) to individuals — $2,800 for joint tax returns — plus $1,400 multiplied by the number of dependents. An average family of four will receive $5,600.
  • Each recipient generally needs a Social Security number.
  • Payments decrease beginning at adjusted gross incomes over $75,000 for individuals (no payments for those with incomes above $80,000) and $150,000 for joint filers or a surviving spouse (no payments for those with incomes above $160,000).
  • Incomes are based on your most recently filed tax return.
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